Thursday, February 28, 2008

Home Sweet Home.... finally....


And now for the big family news... Omg, ladies, many of you have no idea what Ryan and Lindsay (youngest son and his wife) have gone thru this past year. I don't even know where to begin to tell you about their crazy house search...

First of all, Ryan transferred with his job from Hell Paso, Texas to Lexington Kentucky last February, and they lived with us for a few months, staying here on weekends, while they commuted weekly to Lexington, and tried to buy a house. THIS HOUSE! They made their first offer in March, the seller totally ignored their offer as it was quite a bit below his listing price and they continued to look for their dream home.

They had narrowed their search to Versailles, because they loved the area that bordered Keeneland Race Track, and they specifically wanted the country life, in a subdivision with a large yard. And so they looked, and looked, and looked some more, determined not to build because they went thru that in Texas, and didn't want that experience again. But it was not to be, they didn't find their dream home, nothing measured up to this one.

Houses in their price range didn't move at all in Lexington this past year. Like most of the country, the houses just sat on the market, and not many new ones were listed. In August, they made yet another offer on this house, and this time their offer was more favorably looked upon, and the dance began. There were counter offers, and meanwhile another couple relocating to the area came in under the radar and overbid their offer, so it looked like it wasn't going to happen. But the other couple decided they couldn't afford it and pulled back.

The owner's bank was on the West Coast which compounded the problem... It's now the first of December, and they were still waiting to hear from the bank, and then the news came, the bank accepted their offer and they thought the owner would sign off and they would close by Christmas. But it wasn't meant to be, the owner had issues with the bank, and wouldn't sign the paperwork. And so they waited, still fearful that someone could once again come in under the radar, buy it and they would be back at square one.

We tried to reassure them, it was the wrong market, wrong time of year for buyers to buy, nobody buys a house around the holidays, yadayadayada, and I drove poor Lindsay crazy saying "Surely, next week, something will happen." But it didn't, nothing happened until mid January when the seller finally decided to sign the paperwork. They then thought they would be closed by Valentine's Day, but oh no, they couldn't get a confirmation from the owner's bank, even though the owner had okayed the sale.

Finally, the realtors put the wheels in motion without the bank's approval, the inspections were finished, and they scheduled to close today at 11am in the attorney's office, and FINALLY at 10:30 am, the paperwork arrived from the bank... So until this morning, they still didn't know if they were actually getting their house.

Needless to say I have never heard of anything being so complicated or taking so long in my entire fifty eight years of life. None of my friends have either, we were all totally bamboozled by this, we were always able to close on houses in thirty days. So many of you who were privy to what was going on have called countless times, asking "have they heard anything yet." We were just all so flabbergasted at what was going on.

But it's over now, they have their dream home, sitting on an acre of land, bordered by that great black wood rail fence that Lexington is famous for. And, best of all, they are next to a creek and a cow pasture. Yes, a cow pasture. They are going to awake to the mooing sounds of bovine... I can't wait to hear how that works out for them... Personally, I think it's wonderful, I am a country girl after all... And a CREEK!! You all know how I feel about my beloved childhood ditch, and to me a creek and a ditch are one in the same....

So a huge congrats to both of them. They have FAR more patience than their Father and I have... Hubby and I are planning a trip to Versailles next week if we get over this bug... John and Tonia (oldest son and wife) are planning to go this weekend, the troops are rallying...

Life is indeed good, next to the cow pasture, in Kentucky...

2 comments:

  1. this is one of those good stories where perseverance and faith are the themes of the day! congratulations to your dilly and your son! the house is beautiful and is sounds like they got it almost "cheap"..at least in comparison to what was surely and inflated price a year ago. well done!

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  2. Yes I have to agree it is gorgeous. I believe that all things happen for a reason and that we may never know why but the result is always what needs to be. I hope they are very very happy! Have fun on your visit!

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